Can I Still File a Lawsuit if the Insurance Company Denies My Claim?
Yes! If the insurance company denies your claim or offers an insufficient settlement amount that doesn’t fully compensate for your damages resulting from an 18 wheeler accident, you can file a lawsuit to seek justice and rightful compensation.
Insurance companies may deny or undervalue claims for various reasons, including disputes over liability or attempts to protect their financial interests. However, this does not mean your options are exhausted. By pursuing legal action with the guidance of an experienced 18 wheeler accident lawyer in Houston, you increase your chances of recovering appropriate damages through litigation.
During the litigation process, your 18 wheeler accident attorney will navigate complex legal procedures such as filing necessary documents within specified deadlines, discovery proceedings involving gathering evidence from both sides (interrogatories and depositions), negotiating potential settlements throughout the trial preparation stages, presenting your case in front of a judge/jury if required.
Lawsuits require a comprehensive understanding of personal injury laws including trucking regulations governed by The Federal Motor Carrier Safety Administration (FMCSA). An experienced personal injury lawyer has expertise in building strong cases that establish liability while considering important factors like comparative negligence rules applicable in Texas.
While it is beneficial to attempt a settlement negotiation early on during insurance claim procedures before resorting to lawsuits, sometimes insurance companies leave victims with no choice but to pursue their claims through the court system.
How Much Compensation Can I Expect from an 18 Wheeler Accident Case?
Determining the exact amount of compensation one can expect from an 18 wheeler accident case depends on several factors and requires expert legal analysis:
- Medical Expenses: Compensation typically covers current medical costs associated with injuries sustained as well as future expenses estimated by medical professionals.
- Lost Wages & Future Earning Capacity: Damages account for lost wages due to missed work during the recovery period; this extends to include anticipated losses if injuries impair earning capacity permanently.
- Pain & Suffering: Physical pain endured through injury treatment/recovery along with emotional trauma caused by the accident may entitle victims to additional compensation.
- Property Damage: Compensation for property damage includes repairs or replacement costs for your vehicle.
- Rehabilitation & Therapy: If victims require physical therapy, rehabilitation, or ongoing medical treatment as a result of the accident, these expenses are factored into compensation calculations.
- Loss of Enjoyment: Accidents may cause long-term effects that prevent victims from participating in activities they once enjoyed. Compensation is available to acknowledge this loss.
- Wrongful Death Damages: For cases resulting in fatalities, compensation may include funeral and burial expenses along with financial support to surviving family members.
Each case is unique, and the final settlement amount will depend on the specific circumstances surrounding the accident and its impact on the victim’s life. An experienced 18 wheeler accident lawyer in Houston will assess all relevant factors and fight vigorously to secure maximum compensation on your behalf.