What Are Non-Subscribers in Texas?
In Texas, not every employer must purchase traditional workers’ compensation insurance; those that opt out are known as non-subscribers and their status affects both benefits available to employees as well as legal options available to pursue compensation claims. It’s vitally important that employees understand this distinction since it impacts both benefits available as well as legal options when seeking justice through this avenue.
Walmart and other non-subscriber employers such as Domino’s Pizza do not follow the procedures and protections mandated under Texas Workers’ Compensation Act; as a result, compensation provided to injured employees may not be as comprehensive compared with what would have been received under a traditional workers’ comp plan.
Furthermore, non-subscriber employers lose certain legal protections that make suing for negligence more straightforward for injured workers. Texas non-subscribers with more than five employees must report all illnesses or injuries which cause at least one employee to miss at least one work day, in order to maintain transparency and address employee injuries promptly and fully.
Unfortunately, however, injuries that do not meet this criterion don’t need to be reported by employers, potentially leading to underreporting and decreased accountability.
Working for non-subscribers can have far-reaching ramifications; employees might not receive access to comparable benefits and protections, and may need to file personal injury suits against their employers to recover damages owed them – an extensive understanding of both workers’ comp and personal injury laws will likely be required to navigate this complex legal environment successfully.